Can Social Security Benefits be Garnished?

For most types of debt, including credit cards, medical bills, and personal loans, Social Security cannot be garnished to pay the debt. If you owe money to a creditor, the creditor can go to court and get an order to take money from your bank account. If your Social Security check is directly deposited in […]

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Tax Forms For Social Security Recipients

Millions of taxpayers will now be gathering the forms needed to file federal, state, and local tax returns. If you receive Social Security benefits, one of the forms you may need is the Social Security Benefit Statement, SSA-1099 or 1042S. Social Security mails these forms to all beneficiaries on or before January 31. As of […]

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“Adult Disabled Child” Eligible if Disabled before Age 22

An adult disabled before age 22 may be eligible for “child’s” benefits if a parent is deceased or starts receiving retirement or disability benefits. Social Security considers this a “child’s” benefit because it is paid on a parent’s Social Security earnings record. The “adult child”—including an adopted child, or, in some cases, a stepchild, grandchild, […]

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Loss of Productivity: Many Causes

There are many ways to prove that someone cannot hold a job. A claimant must prove an inability to engage in “substantial gainful activity” (SGA) in order to be found disabled under Social Security’s law. SGA means being able to work full-time, in competitive employment. This can also means the person cannot consistently miss 4-5 […]

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Claim Processing Times Mount

Social Security is facing a considerable increase in initial and reconsideration disability claims, resulting in a significant backlog at every level. The Agency received almost 2.8 million initial claims and more than 762,000 reconsideration claims in Fiscal Year 2014. In addition, in July 2015, they had over 668,000 initial disability claims pending. Social Security has […]

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Presumptive Disability Payments Sometimes Available

A claimant, including a child, applying for Supplemental Security Income (SSI) based on disability or blindness may receive up to 6 months of payments before the final determination of disability or blindness if he/she is found to be presumptively disabled or blind and meets all other eligibility requirements. A presumptive disability (PD) determination requires that […]

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Waits for Disability Hearings are Longer

Waits for disability hearings have gotten worse. Recent reports from Social Security indicate that wait times from Hearing Request to actual hearing have gone up by 127 days since 2011, in spite of numerous initiatives to shorten that time. Keep in mind that the hearing request is the last stage of appeal, and is filed […]

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Successful Claim Numbers Decline

The number of American workers awarded Social Security Disability Insurance (SSDI) payments is down for the fourth year in a row, according to statistics released by the government in late November. In 2014, 412,855 claimants were given the go ahead for monthly checks, down from 459,732 in 2013 and down almost 25 percent from the […]

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