…How does the government assign these numbers? Is there anything you can tell about a person from his or her number? And in using the last two digits, is the IRS favoring one group over another?

It turns out that the first three digits - called the area number - are based on the ZIP code of the mailing address listed on the application for a Social Security number. It can usually tell you something about a person’s origins.

Within each area, the next two digits - called the group number - are assigned in consecutive order as applications come in. Instead of going from 01 to 99, however, the Social Security Administration follows an odd-even numbering pattern. Within each group, the last four digits are assigned in consecutive order from 1 through 9999.
See more here

Social Security disability backlogs are at an all-time high, with the average wait time lasting 499 days and in some regions upwards of 700 days. At the same time, the Social Security Administration (SSA) staffing levels are at their lowest levels since 1972. All this translates into unreasonable delays in Social Security disability claims processing, with thousands of people with disabilities facing tremendous economic hardship including bankruptcy, homelessness, and in some cases suicide.

At a time when Congress should be focused on clearing up the Social Security disability backlogs, Some members of the House of Representatives are pushing a vast increase in the workload of the already overburdened SSA – mandatory verification of every worker in the U.S. More details here:

Currently, it takes nearly three months just to process disability applications. If they go to hearing, it could take up to a year and a half.

But what if you’re diagnosed with a disease that could take your life in just a matter of months?

For Edward “Hap” Abendroth, fatigue is a constant. Otherwise, he is dealing pretty well with the side effects of biweekly chemo treatments. Hap was diagnosed last December with pancreatic cancer. From the time of diagnosis, six to nine months is the usual life expectancy.

So Hap wasted no time in applying for Social Security disability to replace his lost income. With the help of Congressman Jim Walsh’s office, the application was fast-tracked. On February 3rd, he got word that his benefits were approved, and hap was told to expect his first check on June 25th, more than six months after his diagnosis.

Social Security is considering making quicker disability decisions for people with life threatening diseases. But even if those so-called “compassionate allowances” are made more quickly, there’s still a five to six month waiting period for the first check.

“There are so many other issues with a critical illness. And you feel very badly for people who are sidetracked by the financial concerns of not receiving the Social Security or disability payments,” Hap says. See story here:

To outline their concerns, the physicians have sent a letter to federal workplace safety regulators and held a conference session in New York City on Monday. They’re also planning to testify before Congress.

If successful, their campaign could affect the treatment of injured workers and might help change how the government assesses workplace safety.

“Our members feel they are being methodically pressured … to under-treat and mistreat,” said Dr. Robert McLellan, president of the American College of Occupational and Environmental Medicine. “…This is a grave ethical concern for our members. It’s a grave medical concern.”

His group represents 5,000 doctors; some treat workers referred to them by employers, while others work directly for companies. See more story details here:

Jessica Ortiz of San Diego said her disability insurer called more than 10 times after she was hurt in a car crash, insisting that she apply for Social Security. She was denied, as she had expected.
Insurance companies are the source of the problem, the lawsuits say. The insurers are forcing many people who file disability claims with them to also apply to Social Security — even people who clearly do not qualify for the government program.

The Social Security Administration defines “disabled” much more stringently than the insurers generally do, so it rejects most of the applications, at least initially. Often, the insurers then tell their claimants to appeal, the lawsuits say, raising the cost. See New York Times article here:

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For years you’ve paid insurance premiums to protect yourself against unforeseen health problems. Yet when an accident or serious illness strikes, the insurer refuses to pay up.

That’s essentially theft, the kind of thing people expect the government to step in and stop.

But in this case, it is the government itself — Social Security, to be precise — that is cheating ailing and injured people out of the money to which they are entitled. Read full editorial here: masturbation techniques for men
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When she re-enters the job market as a full-time worker at, say, age 42, she has no qualifying credits, and will not receive benefits if she becomes disabled.
As she ages, the bar becomes higher; thus, if she re-enters the workforce at 44, because she is older she would need 22 credits, meaning she would have to work at least 5 years more before regaining her eligibility.
Any additional credits she needs can be drawn from the earlier years she worked, but the requirement for 20 credits in the 10 previous years does not change.
Furthermore, a woman entering the workforce for the first time as an older adult — as the result of a divorce, for instance — has to earn all her required credits in the current 10 year period. Thus, a 44-year-old woman who had not previously earned credits would not be eligible for disability until age 52.
See full article here:

A unique new report was released last month by the nonpartisan, nonprofit National Academy of Social Insurance titled “Social Security: An Essential Asset and Insurance Protection for All.” As far as I know, it’s the first close look at the monetary value of Social Security for all beneficiaries. Social Security is a life insurance policy with survivor benefits, disability insurance and, most important, it’s one of the nation’s few remaining guaranteed defined-benefit pension plans. And it’s worth thousands more than most retirement savings plans or annuities. See Full Newsday Article Here:

“The hiring of these new ALJs is a critical step in our plan to reduce the backlog of disability cases,” Commissioner Astrue said. “They represent one of the largest investments in ALJs this agency has ever made. When these ALJs are fully-trained, and combined with the other steps we are taking, we will be able for the first time in this decade to reduce the number of cases waiting for a disability hearing. I can hardly wait for them to start.”

The new ALJs will be brought on board in phases with the first hires reporting for duty in April, when they will begin an intensive orientation and training program. While initially handling a reduced docket, newly hired ALJs should be scheduling a full docket of cases by the end of the year.
See full information here: