Archive | September, 2015

Numbers of Disability Applicants Decline

In this Los Angeles Times article, writer Michael Hiltzik reports that the number of people applying for disability has actually started to decline, in line with demographic actuarial expectations. “Disability recipients long have been the punching bags for a particularly ill-informed and uncompassionate wing of the anti-Social Security crowd. (Misinformed journalists haven’t helped matters.) “The […]

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How Does Social Security Decide if You’re Disabled?

It seems very mysterious, the way decisions get made on disability. Actually, SSA follows what they call the Sequential Analysis. It works like this: If you have enough work to qualify for disability benefits, they use a step-by-step process involving five questions. They are: 1. Are you working? If no, got to step 2 2. […]

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What’s the Difference Between Social Security and SSI?

DISABILITY INSURANCE BENEFITS (DIB) Title II To be eligible for Social Security Disability Insurance Benefits (DIB) you must have worked and paid Social Security taxes for 20 quarters (5 years) out of the past 40 quarters (10 years) and have earned a minimum amount per “quarter.” The minimum earnings amount varies, the amount of earnings […]

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Labor Day Honors Our Social Security Heritgage

Social Security has transformed the nation. Before its enactment, growing old was something to be feared. People worked as long as they could, but when they grew old or became disabled, they invariably lost their jobs and had no choice but to move in with their children. If that was impossible, they literally went to […]

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Mythbusters: Social Security Applications

If your health is so severely impaired that you cannot work, you may have considered applying for Social Security disability insurance (SSDI), a federal program designed to provide long-term financial protection for those who’ve paid into the program as working adults. If you’ve been reluctant to apply for SSDI because of horror stories about mountains […]

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